Envoy Mortgage in Connecticut servicing Litchfield, New Haven, and Fairfield counties is proud to offer the government 203k rehab program under our direct funding programs.

FHA's Streamlined 203(k) program permits homebuyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this new product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.


What repairs are allowed under the program?

• Repair/replacement of roofs, gutters and downspouts
• Repair/replacement/upgrade existing HVAC systems
  
• Repair/replacement/upgrade plumbing and electrical systems
  
• Repair/replacement flooring
  
• Minor remodeling, such as kitchens, which does not involve structural repairs
  
• Painting, exterior and/or interior
  
• Weatherization, including storm windows and doors, insulations, weather stripping, etc.
  
• Purchase and installation of appliances, including free-standing ranges, refrigerators, washer/dryers, dishwashers and microwave ovens.
  
• Accessibility improvements for person with disabilities
  
• Septic system and/or well repair and/or replacement
  
• Other minor remodeling

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